Understanding What Building Insurance Doesn’t Cover: A Focus on Foundation Repair

Understanding What Building Insurance Doesn’t Cover: A Focus on Foundation Repair

Building insurance typically does not cover various foundation issues, often leaving homeowners surprised by out-of-pocket repair costs. While natural disasters are commonly included, issues like soil movement, improper construction, or deterioration over time might not be. Understanding these exclusions is crucial for maintaining a safe, stable home and managing unforeseen expenses. Homeowners should explore additional policies or preventative measures to protect their investments.